Michigan Accidents

FAQ | Glossary | Resources

ESP ENG

Search results for “no-fault”

20 results

borrowed truck, loose cattle, no ticket - and now they're acting like your injuries are your problem

A ranch hand gets hurt in a chain-reaction crash and then by panicked livestock, and the mess gets worse when the borrowed truck's owner says their insurance won't cover it.

ARTICLE by Ahmed Hassan

i'm dead tired after getting rear-ended on I-96 and now the insurance company says my bad back makes this pointless

A Grand Rapids overnight security guard got rear-ended in traffic and now the insurer is trying to pin everything on an old back issue while the clock keeps running.

ARTICLE by Ahmed Hassan

Your Flint crash payout can disappear into a hospital lien fast

A bad lane shift can wreck your car, your income, and then the hospital comes after the settlement before you ever touch it.

ARTICLE by Deborah VanDyke

Hit going straight on a green in Sterling Heights and your boss says stay quiet?

The biggest deadline is not the lawsuit deadline - it's the first year after the crash, and a scared worker can lose benefits fast.

ARTICLE by Jorge Delgado

strict liability traffic violation

You'll usually see this wording on a ticket, a court notice, or hear something close to it from an officer or clerk: you can be found responsible even if you did not mean to...

Michigan Crosswalk Claims When the Driver Says They Never Saw You

In Michigan, a driver saying "I didn't see you" does not wipe out a pedestrian claim, especially if the crash happened in or near a marked crosswalk and the insurer is trying to dump blame on you.

ARTICLE by Frank Kowalczyk

Rear-ended in a Detroit drive-through and now Medicare wants my settlement

A low-speed crash can still wreck your neck, and if Medicare covered the treatment in Detroit, part of any settlement may already be spoken for.

ARTICLE by Frank Kowalczyk

Provocation Defense

This is the argument that a dog owner may avoid liability by claiming the injured person caused the dog to react. In Michigan, dog bites are usually handled under a strict...

Why does the apartment insurer want my old back records after a Warren fall?

If you hand over years of records without limits, the insurer may use your old back problem to argue the fall didn't cause anything new and push you toward a cheap settlement...

Can my Detroit boss fire me for seeing my own doctor after a work crash?

Worst case: after a crash on I-94 by the Lodge in Detroit, a supervisor tells you to "use our clinic only," then starts trimming your shifts when you ask for another doctor....

event data recorder

Three years can pass quickly after a semi crash on I-75 near Flint, but the most useful evidence may be captured in the first few seconds before impact. An event data recorder...

i got rear ended on the shoulder near Grand Rapids and now they're saying he wasn't working

A treatment gap after a shoulder-side crash near Grand Rapids can wreck the value of your injury claim fast, especially when the company tries to dodge responsibility by saying its driver was off duty.

ARTICLE by Tina Blackwell

A lot of money can ride on this document, because it can shape how much is set aside for future treatment, equipment, home help, and lost independence after a serious injury....

failure to maintain lane

You just got a letter that says you were cited for "failure to maintain lane" after a crash or traffic stop. That usually means an officer, insurer, or court believes your...

Material Safety Data Sheet

A chemical spill, burn, or breathing emergency can turn serious fast if no one knows what was in the product, what symptoms to watch for, or what treatment is unsafe. A...

Not just any dirty property, old factory lot, or place with a scary rumor about chemicals. A Superfund site is a contaminated location the federal government has identified as...

Is it worth filing workers' comp if a Lansing shuttle crash wasn't my boss's fault?

What the insurance company does not want you to know about this is that in Michigan, you may have two claims at the same time: workers' compensation against your employer's...

Is a Sterling Heights rideshare claim worth the hassle if I was just a passenger?

You generally have 1 year to apply for Michigan no-fault PIP benefits and 3 years to file a lawsuit for pain and suffering, and yes - if you were an injured rideshare passenger...

occupational disease

It can decide whether medical bills, wage loss, and long-term care get paid - or denied. When an illness is tied to the conditions of a job rather than a single accident,...

exhibition of speed

Insurance companies and defense lawyers like to throw this phrase around because it sounds worse than ordinary speeding. They use it to suggest a driver was showing off, acting...